Kiril Nikolaev

About Kiril Nikolaev

Kiril Nikolaev is the founder and main writer of He has passed all three CFA exams on first attempt.   Mr. Nikolaev has worked as a financial analyst for BMO Financial Group, which is one of the largest banks in Canada. Currently, he's a Funds Subject Matter Expert at Mitre Media. This company owns website properties in many niches of finance. Kiril is responsible for content strategy and analysis for a few of their properties, including,,, and a few others. Kiril has been quoted in the Wall Street Journal for a top article on "sin" stocks. His passion is in investment finance and he loves to spread awareness of finance and analysis, so that anyone can become an investor. Hire Kiril on Upwork, or find him on LinkedIn.

Basic Investment Definitions: Bull and Bear Markets

Chances are, you have seen at least one of these movies:

The roaring 80’s Wall Street,
Leo D’s epic performance in The Wolf of Wall Street,
The comic relief of Trading Places,
The making of young millionaires revealed in Boiler Room,
Obi-Wan Kenobi’s Ewan McGregor’s role as a stock broker in Rogue Trader,
Richard Gere playing a criminal in Arbitrage,
Or the […]

|April 27th, 2016|Kindergarten|0 Comments

Primary VS Secondary Markets

We all know what a market is. It is where all trade happens. It could either be a physical location or an online-based platform where buyers and sellers meet and interact to trade goods, services, instruments – anything, really – for money or exchange.

At this point, you already know that stocks, too, are traded. The […]

|April 26th, 2016|Kindergarten|0 Comments

Public VS Private Companies

At some point in our lives, we’ve all been inspired by success stories. Usually, the hero of these stories start from the bottom with close to nothing – then, boom! It takes one brilliant idea, a single streak of luck or one convinced person to pave the way for success.

Like our heroes, most businesses start […]

|April 25th, 2016|Kindergarten|0 Comments

The First Thing You Need to Know About Diversification

In a company, there are several departments, each with its own function. There’s the Sales Department, in charge of, well, selling. There’s the Marketing Department, tasked with branding and consumer insights. There’s the Finance Department, those responsible for the recording and analyzing the numbers. Then there’s the Operations Department, in charge of producing and storing […]

|April 22nd, 2016|Preschool|0 Comments

Understanding the 5 Financial Stages of Life

“I wish I was a child again, so I don’t need to worry about paying bills.”

Such is the phrase of many people going through that point in life known in media as “adulting”- or being responsible enough to actually care about where your money goes.

Whether we like it or not, money is inseparably connected to […]

|April 21st, 2016|Preschool|0 Comments

The Five Crucial Investment Constraints for your IPS

In the previous article I explained how important an IPS or Investment Policy Statement is in guiding investors to understand what they currently have, to identify their financial objectives, and to stay the course towards growing their money. As an investor, the IPS is a road map for your success; a means to help you […]

|April 20th, 2016|Preschool|0 Comments

How the Investment Policy Statement Keeps You on Course

“I’m going to give you contracts. If you sign and honor your side of them, we are going to be successful…. Starting today you will play like winners, act like winners, and most importantly— you will be winners. If you listen and learn, you’ll win basketball games. And gentlemen, winning in here is the key […]

|April 19th, 2016|Preschool|0 Comments

3 Reasons Why You Should Care About the Stock Market

It is normal to have initial reservations about stuff we are not familiar with. It’s very easy to stay in your comfort zone, especially if it works just fine and you’re satisfied in your current way of living and you don’t explore your options that much. Yes, braving into the unfamiliar can be quite daunting, […]

|April 13th, 2016|Kindergarten|Comments Off on 3 Reasons Why You Should Care About the Stock Market

How the Stock Market Works

At first glance, the concept of “stock market” may seem a little intimidating to those who have no background in business or finance. But never fret, we’re here to show you what you need to know to get you started on the broad and fun world that is the stock market.

To begin, let us first […]

|April 12th, 2016|Kindergarten|0 Comments

Stocks – The What, Who, When, Where, Why and How

We’re pretty sure you’ve heard the terms “stock” and “share” before. Well, aside from being a cooking ingredient or a virtue, that is. These two terms are used interchangeably and it’s important to keep this in mind to avoid confusion.

As an investor, these terms are probably one of the first things you’ll hear as you […]

|April 8th, 2016|Kindergarten|0 Comments