If you know nothing or very little about investing, start learning in this section. Here we explore investing basics from the ground up. You’ll learn what you need to consider before investing, such as determining your financial goals and risk tolerance. We’ll explore your Investment Policy Statement and your unique circumstances and constraints. Then we’ll jump right into the different asset classes, why diversification is important, and asset allocation basics.

If this sounds too boring and you already know all this stuff, jump into Kindergarten to explore the basics of the stock market and other topics.

What Is Investing?

(02/15/2016) -

Investing is the process of putting your saved capital and money to generate additional appreciation and income in the future. Another way of saying it is putting your money to work to get more money later. You can think about investing as money that generates more money without too much of your effort. When investing, you […]

Investing – What’s in It for You

(03/06/2016) -

Can you imagine not having to work for the rest of your life? Can you imagine having your money work for you while you just chill at the beach and have the time of your life? Can you imagine not having to imagine these things and finally making your financial dreams a reality? This Is […]

Top 6 Things You Need to Do Before Investing

(03/20/2016) -

Ever wondered how things get done? Like how that new home product got launched in Wal-Mart or how that new building a couple of blocks from you got built? Most things get done through projects and the process by which projects are executed is referred to as project management. Planning is a very critical part […]

Exploring Your Investment Options

(03/21/2016) -

A true Harry Potter fan must have shed a tear or two when Albus Dumbledore told Harry Potter “It is our choices, Harry, that show what we truly are, far more than our abilities.” Truly a word of the wise. Thank you, Albus! It’s the choices that we’ve made that eventually led us to where […]

Getting to Know Investment Risk

(03/22/2016) -

There is a 99.9% chance that you are on Facebook. This particular social network is quite necessary these days. We’re also pretty sure you know the owner and founder of Facebook, Mark Zuckerberg. The man has some wise words for all of us: “The biggest risk is not taking any risk. In a world that’s […]

Getting to Know Investment Return

(04/05/2016) -

In the investing world, Warren Buffet is almost like a superhero. In 2015, he had a net worth of $66.7 billion – almost 4 times Verizon’s net income for that same year! He is also considered one of the most successful investors in the world. One of the earliest pieces of advice he gave to […]

Understanding Your Risk Tolerance

(04/06/2016) -

Way too often, we always hear lovers say “I will risk everything for you. I will do anything for you.” in mushy love stories. But what does that mean, really? What does the person mean when he says “risk”? And does the person really mean “everything”? So many questions are running through our heads right […]

Ability vs. Willingness to Take Risks in Investing

(04/07/2016) -

Some investors are willing to take risks, but might not have the ability to do so. While other investors may have a high ability to take risks, but due to their risk aversion preference, are not willing to take high risks. An investor’s overall risk tolerance is determined by looking at both, the ability and […]

How the Investment Policy Statement (IPS) Keeps You on Course

(04/19/2016) -

“I’m going to give you contracts. If you sign and honor your side of them, we are going to be successful… Starting today you will play like winners, act like winners, and most importantly— you will be winners. If you listen and learn, you’ll win basketball games. And gentlemen, winning in here is the key […]

The 5 Crucial Investment Constraints for your IPS

(04/20/2016) -

In the previous article I explained how important an IPS or Investment Policy Statement is in guiding investors to understand what they currently have, to identify their financial objectives, and to stay the course towards growing their money. As an investor, the IPS is a road map for your success; a means to help you […]

Understanding the 5 Financial Stages of Life

(04/21/2016) -

“I wish I was a child again, so I don’t need to worry about paying bills.” Such is the phrase of many people going through that point in life known in media as “adulting” – or being responsible enough to actually care about where your money goes. Whether we like it or not, money is […]

The First Thing You Need to Know About Diversification in Investing

(04/22/2016) -

In a company, there are several departments, each with its own function. There’s the Sales Department, in charge of, well, selling. There’s the Marketing Department, tasked with branding and consumer insights. There’s the Finance Department, those responsible for recording and analyzing the numbers. Then there’s the Operations Department, in charge of producing and storing the […]

What Are the Major Asset Classes and How Do You Invest in Them?

(04/28/2016) -

Oftentimes, when a subject is too broad and complex, people tend to classify it into “groups” to simplify identification, observation and analysis. Take for example the entire animal kingdom that you and I are both apart of (unless, of course, you’re an alien, yikes!). There are a lot of different creatures in the animal kingdom […]

Asset Allocation vs. Security Selection – What’s the Difference?

(06/15/2019) -

Diversification is used to reduce an investor’s exposure to the risk of a particular asset class or security. By diversifying, an investor is less likely to suffer a major loss compared to what the risk would be if the portfolio was concentrated in a single asset or security. Diversification is a technical topic but here are […]

ROI with a rocket

Top 5 Ways of Evaluating and Calculating Investment Return

(12/23/2022) -

When you invest your money, don’t you want to make sure you’re getting a good return on it? Of course Sherlock, you might say! That’s obvious. That means you want to make as much money as possible from your investments, with as little risk as possible. But how do you know if you’re really making […]


4 Risk-Adjusted Investment Return Metrics to Maximize Your Investment Profits

(01/09/2023) -

There are many different ways to compare investment returns to different types of risk. But why would you even want to compare returns to levels of risk? Well, that’s because it helps you determine whether the return you received was worth the risk you took. Sometimes investments that have the potential to make a lot […]